The Mortgage Ledger

United Kingdom

UK Stamp Duty calculator

The one-off tax on a property purchase — SDLT in England and Northern Ireland, LBTT in Scotland, LTT in Wales — with first-time-buyer relief and the additional-property surcharge worked out band by band.

Purchase details

Nation

England charges SDLT on property purchases.

Buyer type

SDLT due

£6,000

Effective rate 1.88% of the purchase price. This is a one-off tax paid on completion — never part of your monthly mortgage payment.

How it's worked out, band by band

BandRateTax
£0–£125,0000.0%£0
£125,000–£250,0002.0%£2,500
£250,000–£925,0005.0%£3,500

An estimate to help you plan — not tax or financial advice. Bands change with government budgets; confirm the current rates and any relief you qualify for before you complete.

Phase 1 preview of the new country-first structure — not yet indexed. The live site is running unchanged.