The Mortgage Ledger

Canada

Canada mortgage tools

Semi-annual compounding, CMHC, land transfer tax — 13 provinces & territories.

Mortgage calculator

Your monthly payment, broken down line by line.

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Affordability calculator

How much home you can afford on your income.

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Refinance calculator

Compare your current loan to a new rate and find the break-even.

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Browse by province or territory

Each region page has a live calculator plus local tax, affordability and legal context.

Phase 2 preview of the new country-first structure — not yet indexed. The live site is running unchanged.