Canada
Canada affordability calculator
How much home you can afford in Canada, using the debt-to-income rule with live Bank of Canada rates and provincial estimates.
Your finances
You could afford
Ontario, Canada · up to 36% of income on housing
$503,256
estimated maximum home price
- Monthly housing budget
- $3,200.00
- Down payment (20%)
- $100,651
- Loan amount
- $402,605
- Principal & interest
- $2,696.74
- Property tax + insurance
- $503.26
An estimate to help you plan — not financial advice or a loan offer. A guideline based on the 36% debt-to-income rule — lenders also weigh credit, employment, and reserves. Tax and insurance are estimated regional averages.
Phase 1 preview of the new country-first structure — not yet indexed. The live site is running unchanged.