Open dataset

US, Canada & UK home affordability, tax and insurance data

Name: US, Canada & UK home affordability, tax and insurance data
Creator: The Mortgage Ledger
License: https://creativecommons.org/licenses/by/4.0/

A single, citable dataset behind our Data & Press research: home affordability, property and transaction tax, and home insurance for every US state plus DC, all Canadian provinces and territories, and the four UK nations. Free to use under CC BY 4.0 with attribution.

What's in it

Coverage: 51 US states + DC · 13Canadian provinces & territories · 4 UK nations — 68 regions in all
Last verified (data vintage): 2026-06-30
Measures: Median home price, income required to qualify, median household income, average annual home-insurance premium, property tax rate, and transaction tax (stamp duty / land transfer tax).
License: CC BY 4.0 — Free to use, share, and adapt for any purpose, including commercially, with attribution to The Mortgage Ledger and a link back.

Publisher: The Mortgage Ledger. Sources & method: each figure is a verified regional average or benchmark estimate compiled from public and industry sources — see Methodology & Sources for what each field is, where it comes from, and how it updates.

Download

Each file is generated at build time from the same source data the site renders and this page describes — the download can't drift from what you read here. CSV for spreadsheets, JSON for code. Each carries a metadata header with the source, vintage, methodology link, and license.

All countries (US · Canada · UK) · 68 rowsCSV JSON
United States — states + DC · 51 rowsCSV JSON
Canada — provinces & territories · 13 rowsCSV JSON
United Kingdom — four nations · 4 rowsCSV JSON

Educational information, not financial, legal, tax, or insurance advice. Figures are regional averages and benchmark estimates — see each figure's source on Methodology & Sources. Free to cite and reuse with credit to The Mortgage Ledger.