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How much house can I afford?
Work backwards from your income. We apply the debt-to-income rule lenders use — after your existing debts — to estimate the most you can comfortably borrow, with live national rates and your region's property tax and insurance.
Your finances
You could afford
California, United States · up to 36% of income on housing
$528,354
estimated maximum home price
- Monthly housing budget
- $3,200.00
- Down payment (20%)
- $105,671
- Loan amount
- $422,683
- Principal & interest
- $2,671.65
- Property tax + insurance
- $528.35
A guideline based on the 36% debt-to-income rule — lenders also weigh credit, employment, and reserves. Tax and insurance are estimated regional averages.
Mortgage rate trend
Past year, weekly national average
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